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Pooling made simple.

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Share expenses without awkward reminders or tracking spreadsheets. UpTo lets groups contribute, spend, and settle costs in one place, so everyone knows what they owe and no one fronts the bill.

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Use Cases

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Trips with friends

Everyone contributes before the trip and spends from the same pool, so no one fronts costs or chases reimbursements.

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Roommate bills

Split rent, utilities, and household expenses without awkward reminders. Everyone pays into the pool and bills get covered on time.

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Group gifts and events

Collect money from multiple people fast. No spreadsheets, no Venmo chains, and no one stuck paying the full amount up front.

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Weekend plans & nights out

Keep tabs, payments, and contributions clean across the whole night without math, IOUs, or forgotten requests.

Frequently Asked Questions
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